We strongly recommend that you get your Solicitor (or lawyer) involved as early as possible.
Your Solicitor will:
Deal with the Sale and Purchase Agreement. This is the legal contract between the buyer and seller. Make sure you read the contract and understand the 'fine print'.
Deal with the seller's Solicitor. Your Solicitor will ensure all of the conditions relating to the sale have been met.
Advise you on any legal issues
Manage the possession and settlement process. Your Solicitor should manage the exchange of money and keys, as agreed between you and the seller.
Assist you in establishing your mortgage. Your Solicitor will assist you with your bank in arranging any mortgage that you may require on the property.
Send notice to the local authority. Your Solicitor will advise your council of the change of ownership. Also the Solicitor will arrange for the apportionment of local rates charges between the buyer and seller.
Make sure that your chosen Solicitor has plenty of experience with conveyancing transactions. If they don't, keep looking.
Check the following with your Solicitor:
Their availability -particularly if you are buying your house over the Christmas/New Year period.
Check who their back-up is if they are away.
A Solicitor should be involved in buying your house whether you are buying it privately or through an agent. The Solicitor will likely cost between £350 and £600 for the entire process.
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